APIs are some of those things we use every day without even knowing it, sort of like oxygen. The initials API stand for application programming interfaces. As the name suggests, it is an interface, but not the kind you’re thinking about. Keep in mind, it’s not a user interface but a programming interface, which means […]

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Ten years after the beginning of financial crisis, the global finance is still in the process of redefining itself. Processes of financial globalisation are becoming much more risk-sensitive, reflecting the significant reduction in banking activities, namely in cross-border lending. For post industrial markets, where banking has traditionally been society’s mixed blessing, developed technological and regulatory […]

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Alternative investments are on the rise. In the era of geopolitical turbulences, business environment with low interest rates and secular stagnation, well-informed risk takers are actively pursuing better return and unconventional investment platforms. Since the underlying financial crisis, which started ten years ago, diversifying portfolio by opting out of equity and fixed income was one […]

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P2P lending grew over the past decade thanks to people’s aversion to banks and other financial institutions. On the other side of these companies are the individuals who actually invest, and it may be interesting to see if that may be a good investment. So, let’s look at some of the advantages: High stable returns […]

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